Last updated: July 28, 2026
The information published on Ninki P2P is provided for general educational and informational purposes only.
No Financial or Investment Advice
Ninki P2P does not provide personalized financial, investment, lending, legal, accounting, or tax advice. Nothing published on this website should be interpreted as a recommendation to invest, lend money, borrow funds, use a particular platform, purchase a financial product, or enter into any transaction.
You are responsible for evaluating your own circumstances and conducting independent research before making financial or business decisions. Where appropriate, consult a qualified professional who understands your individual situation.
Financial and Platform Risks
Peer-to-peer lending, digital payments, online marketplaces, and other platform-based services may involve financial, operational, cybersecurity, fraud, liquidity, credit, regulatory, and counterparty risks.
Returns, interest rates, fees, platform availability, borrower performance, and transaction outcomes can change. Past results, examples, estimates, or illustrations do not guarantee future performance.
You may lose some or all of the money involved in a financial transaction.
Accuracy of Information
We aim to publish clear and useful information, but we do not guarantee that every article is complete, current, or free from errors.
Platform features, fees, policies, regulations, products, and market conditions may change after an article is published. Readers should verify important details directly with the relevant platform, service provider, regulator, or qualified adviser.
No Platform Relationship or Endorsement
References to platforms, technologies, financial products, business models, or third-party services are provided for informational purposes. Such references do not automatically represent an endorsement, partnership, sponsorship, or commercial relationship.
Ninki P2P is not responsible for account decisions, payments, loans, investments, transactions, disputes, or services provided by third parties.
External Links
Ninki P2P may include links to third-party websites for additional context or convenience. We do not control those websites and are not responsible for their content, availability, security, privacy practices, or terms.
Visiting an external website is done at your own discretion and subject to that website’s policies.
Advertising and Commercial Relationships
Ninki P2P may publish advertising, sponsored content, or affiliate links in the future. When a material commercial relationship affects published content, we aim to identify it clearly.
Any compensation received does not guarantee a positive opinion, recommendation, or review.
No Professional Relationship
Using this website, reading an article, or contacting Ninki P2P does not create an adviser-client, attorney-client, lender-borrower, fiduciary, or other professional relationship.
Limitation of Responsibility
To the extent permitted by applicable law, Ninki P2P is not responsible for losses, damages, costs, or other consequences arising from reliance on website content, use of third-party services, or decisions made using information published on this website.
Contact
Questions about this disclaimer may be sent to [email protected].